When families partner with Habitat for Humanity, they help to build a better future for themselves. On the path to strength, stability and self-reliance, Habitat homeowners have access to:
One-of-a-kind affordable mortgages
We don’t give away houses. We offer mortgages with affordable monthly payments to increase homeownership—and we collaborate closely on every aspect of the home purchase from application to closing.
Maintenance and repair expertise
Homeowners learn about home maintenance and routine repairs, which results in substantial cost savings down the line.
Financial education
All future Habitat homeowners take financial education classes to learn how to manage their affordable mortgages and achieve the benefits of long-term homeownership.
Before you begin your application, we're here to help prepare you for the process.
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Explore our upcoming events in Dubuque and Jackson Counties.
Before you apply
Ready to build a better future for your family?
Notice: The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age; because all or part of the applicant’s income derives from any public assistance program; or because the applicant has exercised in good faith any right under the Consumer Trade Commission, Washington, D.C. 30580.
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, national origin, age, marital status, or sources of income.
